A ReAltoR®'s Guide
Second Loan (Second Mortgage) – A mortgage loan in addition to the first, . the house is sold or refinanced, or until title of property is transferred. . SAN BERNARDINO COUNTY – Home Ownership Assistance Program . SAN LEANDRO – Second Mortgage . Sacramento, Santa Clara, San Diego, and San Francisco.
http://www.car.org/tools/smart/clients/Financing_Programs_Guide_v21.pdf

Fremont Bank - Union City, CA
My mom had a conversation with a representative and confirmed that she would get her principal refinanced at a locked rate of 4.375%. Under this verbal .
http://www.yelp.com/biz/fremont-bank-union-city

• Bank of America
• Ally(formerly GMAC)
• Wells Fargo
• Chase
• Citi Bank

How The Settlement Came About

Search Homes for Sale in Folsom | El Dorado Hills | Placerville ...
5 days ago . A new statistical analysis, based on a large sample of all mortgage applications . thinking about refinancing a home purchase or refinancing an exisiting loan. . Select one or two people to turn to if you feel you need a second . Calif. highest median home price by region/county March 2012: San Mateo, .
http://rwplatinum.com/

Directory Mortgage Loans Financing Refinancing
Jan 13, 2011 . Mortgage Loans Financing/Refinancing - directory. . Hills, as well as nearby El Dorado County and Sacramento County. . Counties including: San Leandro, San Lorenzo, Oakland, Hayward, . second mortgages, refinancing, purchasing a home, getting a home equity line of credit or debt consolidation.
http://florida-real-estate-listing-agent.com/mortgage-loan/index.html

Lanford Tobe | LinkedIn
Location: Sacramento, California (Sacramento, California Area); Industry: Banking . with a mortgage banking corporation managing and originating financing in the Multifamily Lending . Loans are for acquisition, refinance, major renovation and construction. . Management and processing was in San Leandro , California.
http://www.linkedin.com/pub/dir/lanford/tobe

Mortgage Loans California
Radio · Television* Home. Mortgage Loans California.
http://spiritsearch.com/mortgage_loans_California.shtml

Bad Credit Personal Loans, Home Equity Loan, Refinance Mortgage ...
Apr 25, 2011 . Bad Credit Personal Loans Online, Lowest Refinance Mortgage Rates , Best Current . Getting A Bad Credit Second Mortgage – Yes You Can .
http://finance.brand-blog.com/

 Terms of the Settlement

Loan Modification Blog | Keep My House | Mortgage Modifications
Apr 29, 2009 . Second mortgages can create significant challenges in helping borrowers . modify or refinance their loans under FHA's Hope for Homeowners program. . loans,” said Senate President pro Tem Darrell Steinberg (D-Sacramento). . Ellen Corbett (D-San Leandro), chair of the Senate Judiciary Committee.
http://www.keepmyhouse.com/

Consumer complaints about Cashcall
Laura of San Leandro , CA on Jan. . on the radio wouldn't apply to me, because I did not need to borrow enough money or have a high enough mortgage.
http://www.consumeraffairs.com/finance/cashcall.html

FHA Homepath in the Bay Area: Investment Property and Jumbo ...
Sue Drawdy is affiliated with All California Mortgage, which is a full service mortgage . Sue has two locations, one in Bay Area and the other in San Diego. . Purchases & Refinancing; Cash-Out-Loans; Investment Properties & Second Homes . San Bruno; San Francisco; San Jose; San Leandro; San Mateo; San Rafael .
http://www.investmentpropertyloansbayarea.com/

Guide to your states down payment assistance programs (3)
Anaheim Second Mortgage Assistance Program (SMAP) . Sacramento County and City Homebuyers Assistance Program (HAP) . San Leandro First Time Homebuyer Program (FTHB) . If a home onwer sells his property or refinance to cash out equity while there is still a lien on the property, he will need to return part of .
http://www.gofirstsecurity.com/Purchase/guide_to_your_states_down_payment__assistance_programs_3.htm

 1)     Principal reduction: $17 billion-$32 billion

HELP
Apr 12, 2012 . 2nd Trust Deed is fixed for 15 years at 8.25% No cost associated with 2nd . for denying her application to refinance her mortgage because she was on maternity leave. . The San Francisco bank allegedly charged him $10000 for seven . City of San Leandro 9.00% . City of West Sacramento 7.75% .
http://www.help.freehomeownershiphelp.org/

 2)     Refinancing: $3 billion 

California Mobile home Movers and Mobile ... - Mobile Home Loans
8900 2nd Avenue Elk Grove, CA . San Joaquin Valley Mobile Home - California . Sacramento, CA 95815 . San Diego, CA 92114 . San Leandro, CA 94578 .
http://www.chattelmortgage.net/California_mobile_home_movers.html

Specialized Loan Servicing Mortgage Companies Profile
We had a 2nd at time of purchase (Countrywide scam) and it ended up with SLS. . by Anonymous From San Leandro, CA on January 03, 2012 . by Anonymous From Sacramento, CA on February 10, 2011 . up is costing us many dollars, since this refinance would save us over $200/per month on our primary mortgage .
http://www.afscanhelp.com/companies/mortgage-companies/specialized-loan-servicing.cfm

Sacramento Short Sale Information | Sacramento Real Estate ...
Dec 1, 2010 . Sacramento Short Sale Update. SB 1178 was to protect a borrower on a refinanced purchase money second mortgage but failed and was .
http://www.sacramentorealestatevoice.com/looking-for-information-about-short-sales/

State lawmakers weigh bills to help homeowners hit by foreclosure ...
Jun 30, 2010 . Reporting from Sacramento — . Ellen Corbett (D-San Leandro) said. . make the ban retroactive to cover existing home refinancing contracts that go into . A second foreclosure-related bill passed by the Assembly committee .
http://articles.latimes.com/2010/jun/30/business/la-fi-foreclosure-bills-20100630

Sacramento - Brodie Stephens
May 17, 2011 . Eight arraigned in Sacramento-area mortgage fraud scheme . The second installment of Sacramento County property taxes is due on Monday. . San Andreas, CA, San Francisco, CA, San Joaquin, CA, San Jose, CA, San Leandro, CA, San Lorenzo, CA, San Lucas, . Zillow: Loan Refinance Qualification .
http://brodiestephens.com/tag/sacramento/

 California’s Share of the Settlement

Helen Rivard- Realtor Selling Homes in Placerville | El Dorado Hills ...
5 days ago . The new, aligned timelines include the requirement that mortgage servicers . Locking in a rate may be especially important for those who are refinancing, where even a . Increased buying activity from investors and second-home . San Francisco, CA, San Joaquin, CA, San Jose, CA, San Leandro, CA .
http://helenrivard.com/

Borrowers | California Hard Money Lenders|commercial Mortgage ...
Commercial California hard money mortgage loans funded with Banks or by . commercial "cash out" second trust deeds; home refinancing with "cash out" . Los Angeles; San Diego; San Jose; San Francisco; Long Beach; Fresno; Sacramento . Livermore; Lakewood; Buena Park; San Marcos; Chino; San Leandro; Tracy .
http://www.lendinguniverse.com/borrowerscaliforniamortgage.asp

Are YOU Eligible for Help Under the Settlement?

Fremont Bank - Fremont, CA
San Leandro, CA. 1.0 star rating. 11/24/2010. I have, hopefully, finished up my second refinance in two years with Fremont Bank and should never have to go .
http://www.yelp.com/biz/fremont-bank-fremont-7

San Jose Mortgage Home Loan, San Jose, CA Refinance, San Jose ...
MortgageMarvel.com can Make Finding a Great Mortgage in San Jose, . the city became the second oldest incorporated city in state (right after Sacramento).
http://www.mortgagemarvel.com/ca/san-jose/

Bank of the West Locations | SelectCDRates.com - The Leading ...
Nov 7, 2009 . Bank of the West is based in San Francisco, California. . Consumer bank products and services offered through the retail bank branches and through online banking include mortgage loans, auto . 2287 Second Street . Sacramento, CA 95815 . San Leandro, CA 94579 . Refinance Mortgage Rates .
http://www.selectcdrates.com/bank-of-the-west-locations/

Scenario 1: You lost your home to foreclosure between 2008 and 2011; OR

Scenario 2: You are current on your mortgage payments, but underwater (you owe more on your mortgage than the current value of the house); OR

California Credit Unions | Credit Unions in California
Refinance Now & Save at BetterOffers.com . 1st United Services Credit Union is open to select employee groups in San Francisco. . cities of those who live or work in Sacramento, El Dorado, Placer or Yolo county. . Arrow Credit Union serves the people who live, work, or worship in San Leandro, . Mortgage Spotlight: .
http://creditunionl.com/california_credit_unions.php

Scenario 1: YOU ALREADY LOST YOUR HOME TO FORECLOSURE

Potential Benefits

Cash payment of approximately $1,800-$2,000

California VA Loans / California FHA Loans
HCT Bank - Helping You Refinance . HCT Bank specializes in the following types of California mortgages: . Most lenders also have California mortgage loan programs for California second home loans, for California real . San Diego, San Jose, San Francisco, Long Beach, Fresno, Sacramento, Oakland, Santa Ana , .
http://www.hctbank.com/state_finance_loans/5.html

Preliminary Checklist for Eligibility

• Banks & Credit Unions in CA
  California Credit Repair - San Diego Credit Repair Services. . Whether you're planning on refinancing your existing mortgage or you are shopping for a . Sacramento, CA . San Leandro, CA . We specialize in offering the best rates and fees for the purchase, refinance or your primary residence, 2nd home, investment…
  http://www.hotfrog.com/Products/Banks-Credit-Unions/CA

• Alameda County California Directory of Real Estate Agents and ...
  Blue River, Inc.: Providing Real Estate & Mortgage Services in California. . time low, have you tought of lowering your rate and payment by Refinancing? . Work In Piedmont, Oakland, San Leandro, Alameda Hayward, Berkeley and . Serving all your Real Estate and financing needs in the Bay Area & Sacramento Area.
  http://www.nationalhomesearch.com/real_estate/county/Alameda/California/CA

• Real Estate Complete List - Directory - Yahoo!
  Offers zero point mortgage refinance and purchase programs nationwide. . Specializes in home equity loans and second mortgages for house remodeling . Northern California real estate broker servicing communities from Sacramento to Lake Tahoe. . Specialist in buying and selling properties in the San Leandro area.
  http://dir.yahoo.com/Business_and_Economy/Shopping_and_Services/Real_Estate/By_Region/U_S__States/California/Complete_List/?d=all&o=a

Process

FHA Homepath in the Bay Area: Investment Property and Jumbo ...
Sue Drawdy is affiliated with All California Mortgage, which is a full service mortgage . Sue has two locations, one in Bay Area and the other in San Diego. . Purchases & Refinancing; Cash-Out-Loans; Investment Properties & Second Homes . San Bruno; San Francisco; San Jose; San Leandro; San Mateo; San Rafael .
http://local.sfgate.com/b18913749/Sue-Drawdy---Real-Estate-Loans-and-Trust-Deed-Investments

Scenario 2: YOU ARE CURRENT ON YOUR MORTGAGE, BUT UNDER WATER

 

Potential Benefits

Burbed: San Francisco Bay Area, Silicon Valley House Price and ...
1 day ago . Burbed began its life as a housing price and mortgage insanity site back . Burbed loves East San Jose, because some of the best properties can . Also just to really mess with our minds, the article also said it was in Concord (see the second paragraph above). . Get widget at Refinance Mortgage Rates .
http://www.burbed.com/

Preliminary Checklist for Eligibility

• Real Estate - IslandRealEstate.com
  Sacramento Real Estate - Your sacramento real estate source on the web. . in Alameda County and Contra Costa Counties including: San Leandro, San . Helping investors numerically understand the benefit of mortgage refinancing and the . Expertise in first time buyers, investors, foreign nationals, and second homes.
  http://www.islandrealestate.com/spps/ahpg.cfm?spgid=1190

• Sharron Thomas & Nancy Borecky
  May 21, 2010 . Ellen Corbett (D-San Leandro), which will extend anti-deficiency protection for consumers who have refinanced their original mortgage loans and now . second home or rental property) may nevertheless be exempt under other provisions. . Sacramento, CA, Salinas, CA, San Anselmo, CA, San Bruno, CA .
  http://sharronthomas.com/

• California HARP Refinance | California HARP Program
  Learn how a California HARP refinance offers underwater mortgage help with no equity . Primary residences, second homes and investment properties all qualify ! . San Leandro, CA . California HARP Program for Sacramento County .
  http://www.homeaffordablerefinanceprogram.net/harp-refinance/ca/

• Be Aware of Elite Conservation Services - Sacramento Better ...
  Mar 7, 2011 . The second time; when they went to install the windows, three of the eight . close properly,” bemoaned a San Leandro consumer who paid $10000. . their mortgages can refinance under, but BBB warns consumers banks .
  http://necal.bbb.org/article/be-aware-of-elite-conservation-services-25826

• Welcome to the "Z" Team! » Sacramento
  Feb 23, 2012 . Former Home Owners may get a “Second Chance” . “Mortgage lenders who want to see energy features analyzed should . Despite low interest rates, lenders have seen a drop in refinancings that has not been offset by home purchases. . In the San Francisco Bay Area, for example, the region has seen .
  http://sierraproperties.com/tag/sacramento/

• Mortgage modification - Shirley Kistler's Real Estate Blog
  Jan 17, 2012 . Posts Tagged 'Mortgage modification' . that loan modification and refinancing by FNMA and FMCC were up in the second quarter. . Sacramento real estate on Prepare Yourself when Buying a Bank Owned Home . San Andreas, CA, San Francisco, CA, San Joaquin, CA, San Jose, CA, San Leandro, CA .
  http://shirleykistler.com/tag/mortgage-modification/

• real estate california
  Jeffrey Bettger - Prudential California Realty - Specializing in San Diego, Chula . Valuation Services - California real estate appraiser serving Sacramento, . homes for sale in Oakland, Berkeley, Piedmont, San Leandro and East Bay. . estate conventional loans, refinance and second mortgages in California and Hawaii.
  http://www.realestatelinker.com/california2.html

• California Real Estate Services - Valuecom
  Specializing in Castro Valley real estate, Oakland, San Leandro, San Lorenzo, San . Commercial Capital Funding - Sacramento - 866-790-6925 . programs such as purchase, refinance, debt consolidation, second mortgage, home equity .
  http://www.valuecom.com/California/Real_Estate_Services.html

• Homes | Homes For Sale | Real Estate | Mortgage | Houses ...
  Use our Mortgage Calculator to PreQualify and proceed to look for California Homes. . 2804 CRESTED ST WEST SACRAMENTO CA 95691 . 2270 S SAN JOAQUIN ST STOCKTON CA 95206 . Anaheim Second Mortgage Assistance Program (SMAP) AS OF 7/8/09 PROGRAM IS OUT OF FUNDS C,F $35000. Mortgage .
  http://homesearchfinder.com/

Process

Letter - Auto Refinance
Auto Lender, Successor, Lender Address, Lender Phone.
http://www.creditprovider.com/car-payment/car-payment-address-c.asp

California Notaries - 123notary.com, data is current and edited daily
My service area consists of El Dorado, Nevada, Placer, Sacramento, Sutter and Yuba counties. . I am a California notary and offer service to all of San Diego county including Chula Vista, . San Leandro, CA . I am experienced with first and second mortgages. . I have completed 100's of loan, and refinance documents.
http://www.123notary.com/notary-result.asp?state=CA

Scenario 3: YOU’RE LATE ON THE MORTGAGE OR IN IMMINENT RISK OF MISSING PAYMENTS

 

Potential Benefits

California Reverse Mortgage Advice
Need information on reverse mortgages in California? . Refinance to lower rate, Refinance to pay bills, Home equity line of credit, Second Mortgage, Purchase .
http://www.bills.com/california-ca-reverse-mortgage/

Katie Stout's Real Estate Blog » 2011 » November
Nov 30, 2011 . HARP 2 refinance plan a boost to borrowers, banks . as long as the holder of the second mortgage resubordinates it to the new loan. . Regionally, housing affordability rose in most counties in the San Francisco Bay Area . CA, San Francisco, CA, San Geronimo, CA, San Jose, CA, San Leandro, CA, San .
http://katiestoutrealtor.com/2011/11/

canceling refinance application, am i responsible for any fees ...
Dec 12, 2008 . Homes; Rentals; Local Info; Advice; Professionals; Mortgages . Orlando · Philadelphia · Phoenix · Sacramento · San Antonio . I canceled my refinance application with a bank and I was charged with the cost . Second homes and investment properties do not have the same . Financing in San Leandro .
http://www.trulia.com/voices/Financing/canceling_refinance_application_am_i_responsible_-72595

California VA Loans - FHA VA Home Loan Mortgages
VA Mortgage Refinance. California VA Loans / California FHA Loans. Fha-Va- Home-Loan-Mortgages.com is the best resource online for California VA . Most lenders also have California mortgage loan programs for California second home loans, . San Diego, San Jose, San Francisco, Long Beach, Fresno, Sacramento, .
http://www.fha-va-home-loan-mortgages.com/fhavastateloans/californiavafhaloans.htm

Verdeo Funding - Home Loans and Mortgages for California
Carol Runge & Ann Marie Johnson - Sacramento, CA . Janet LaFaille San Leandro, CA . I will be telling anyone and everyone who is looking to refinance or purchase to go with Verdeo and . (This also applies to second homes.) . Home equity debt involves a loan secured by your main or second home that exceeds the .
http://www.verdeofunding.com/verdeo/education-tax.cfm

California Mortgage Lenders & Companies | Mortgage Rates and ...
Find mortgage rates, quotes, loans for refinance, home equity, .
http://www.ratemarketplace.com/mortgage/lenders/california/

Preliminary Checklist for Eligibility

• Resources - Todd Riley - San Fernando Valley Condos
  Resources - Dilbeck Realtors, San Fernando Valley, California real estate listings . Sacramento Real Estate - Homes for sale in Sacramento - Use our online search . in Alameda County and Contra Costa Counties including: San Leandro, San . Get the best possible rates for second mortgages, refinancing, purchasing a .
  http://www.san-fernando-valley-condos.com/Resources/page_1223043.html

• e-PROs - Professional Real Estate Agents in North America
  Information on San Leandro school districts, Alameda County maps, Castro Valley realestate, . Real estate news web log, lists of new homes, Sacramento mortgage . Inquire about a refinance loan or a second-mortgage home equity loan.
  http://www.4homesellers.com/links/Real_Estate_Agents3.htm

• San Jose Chapter 7 & 13 Bankruptcy Lawyer :: Site Map ...
  Sacramento Bankruptcy: What are the Differences if you are Filing a Second or . Oregon Bankruptcy · Portland Bankruptcy: Mortgage Refinancing as a way to .
  http://www.sagarialaw.com/lawyer-attorney-1175532.html

• Shirley Doo ~ BDH Investment Group ~ Irvine, CA
  Lowest mortage Rates in your local area. . get a rate quote for your home loan, home mortgage refinance, second mortgage or home equity loan. . Running Springs Area, CA, S. Pasadena, CA, Sacramento, CA, Sage, CA, Salida, CA . CA, San Jose, CA, San Juan Capistrano, CA, San Leandro, CA, San Luis Obispo, CA .
  http://www.bdhinvestment.com/

Process

Brodie Stephens- Broker Associate Selling Homes in Folsom ...
May 5, 2011 . The second installment of Sacramento County property taxes is due on Monday. . aligns California's tax treatment of mortgage debt relief income with federal law . . It also includes a refinance loan to the extent the funds were used to . San Francisco, CA, San Joaquin, CA, San Jose, CA, San Leandro, .
http://brodiestephens.com/tag/tax/

Deliverance - GOT DEMON?
Jan 30, 2010 . Brother Carlos is currently living in San Jose, California. . or - sacramento, ca - saginaw, mi - salem, or - salt lake city, ut - san antonio, tx - san diego, . of San Anselmo San Bruno San Carlos San Francisco San Jose San Leandro San Mateo San . Second City Paranormal Alliance Chicago Website .
http://deliveranceministryusa.blogspot.com/2010/01/ooo-deliverance-ministries-usa.html

 IMPORTANT RESOURCES

San Jose Metro Area, California Elder Attorney Profiles - San-Jose ...
Lawyers San-Jose-Sunnyvale-Santa-Clara Metro Area, California - Attorney Profiles Elder San Jose Metro . San Leandro, CA 94577 . 2nd Floor, 530 Lytton Avenue . 550 California Street, Sacramento Tower, Suite 700. San . Predatory Mortgage Refinancing, Abusive Reverse Mortgage Practices, Legal Assistance for .
http://lawyers.law.cornell.edu/lawyers/elder-law/california/san-jose-sunnyvale-santa-clara-ca-metro

California Attorney General: define mortgage agency

Citibank Locations California | SelectCDRates.com - The Leading ...
Oct 15, 2009 . 22548 Second Street Hayward . Sacramento, CA 95816. Citibank . San Leandro, CA 94577. Citibank . Refinance Mortgage Rates. 4.03% .
http://www.selectcdrates.com/citibank-locations-california/