Underwater Mortgage? - Sacramento Real Estate Views
. Grove, Placerville, Pleasant Grove, Plumas Lake, Plymouth, Rancho Cordova, Rancho Murieta . The Sacramento region is one of the hardest hit in the housing and . A refinanced mortgage in most cases in this region won't lower the payment . A chapter 13 bankruptcy can eliminate your second mortgage and repaying .
http://www.sacramentorealestateviews.com/underwater-mortgage-no-one-wants-to-lose-their-home/

• Bank of America
• Ally(formerly GMAC)
• Wells Fargo
• Chase
• Citi Bank

How The Settlement Came About

Second Mortgage - Refinancing Mortgage
Second mortgage companies and brokers and second .
http://www.refinancingmortgageinfo.com/2nd_mortgage.asp

Steve Beede
Apr 11, 2012 . If you later want to sell or refinance the property, this second loan . for one of Sacramento's premier dance bands, Unlicensed Therapy. . WHAT YOU NEED TO KNOW ABOUT THE NATIONAL MORTGAGE SETTLEMENT .
http://stevebeede.com/

Rancho Cordova
Rancho Cordova real estate and information including Rancho Cordova homes, condos, . Listed: Sacramento ranked 2nd least toxic city of 40 major metros . adjustable rate mortgage loans are available for home purchases or refinancing.
http://www.forsaleinranchocordova.com/

Mortgage Credit Certificate (MCC) - VITEK Mortgage Group
2nd Floor Sacramento, Ca 95825. Toll Free: (800) 570-5300. Enter the code as it . The Sacramento Mortgage Credit Certificate (MCC) Program offered through the . Isleton, Galt, Citrus Heights, Rancho Cordova and the County of Sacramento. . upon the first refinance of the original mortgage loan; MCC may be used with .
http://teamvitek.com/home-loans/loan-programs/mcc.php

 Terms of the Settlement

National Mortgage Settlement | Sacramento Bankruptcy Attorney
Wipe out Second Mortgage . The deal has four primary components: principal reduction, refinancing, payments to foreclosed homeowners and payments .
http://www.khernandezlegal.com/national-mortgage-settlement.php

Gold River Real Estate & Gold River Homes For Sale — Trulia.com
Homes; Rentals; Local Info; Advice; Professionals; Mortgages; Advanced Search . Gold River Home Loans · Gold River Mortgage · Gold River Refinance · Gold River Mortgage Trends · Gold River . Master suite on 2nd level 4 car garage. . James Lyon, Real Estate Pro in Sacramento, CA . Rancho Cordova Real Estate .
http://www.trulia.com/CA/Gold_River/

95742 Zip Code (Rancho Cordova, California) Profile - homes ...
Zip code 95742 (Rancho Cordova, California) real estate house value trends . List of Sacramento Neighborhood Zip Codes (1 reply) . Housing units in zip code 95742 with a mortgage: 2543 (390 second mortgage, 452 home equity loan , 93 both second mortgage and home . Home Purchase Loans, C) Refinancings .
http://www.city-data.com/zips/95742.html

Four Arrests Made Monday Evening in Sacramento for Mortgage ...
Oct 26, 2011 . Mortgage Brokers Forum · Refinance . Four Arrests Made Monday Evening in Sacramento for Mortgage Fraud . 41, of Rancho Cordova; Pyotr Bondaruk, 40, of Sacramento; Peter Kuzmenko, 33, of West Sacramento; and Vera Zhiry . And $100000 was paid to Zhiry to pay off a purported second mortgage.
http://www.loansafe.org/four-arrests-made-monday-evening-in-sacramento-for-mortgage-fraud

 1)     Principal reduction: $17 billion-$32 billion

Sacramento Mortgage Home Loan, Sacramento, CA Refinance ...
MortgageMarvel.com can make refinancing your Sacramento, California mortgage easy . California rates from local lenders provided for free in just seconds .
http://www.mortgagemarvel.com/ca/sacramento/

Sacramento Mortgage Brokers | Mortgages in Sacramento, CA
Listings 1 - 20 of 114 . Yellow Pages online for Mortgage Brokers in Sacramento, CA. . If you need a second mortgage, mortgage refinancing, or mortgage loans, .
http://www.magicyellow.com/category/Mortgage_Brokers/Sacramento_CA.html

 2)     Refinancing: $3 billion 

Comstock's - Housing | The Great American Re-fi: Will a second ...
But the Home Affordable Refinance Program, or HARP, came with limitations that stifled its effectiveness. . executive director of the Center for Strategic Economic Research in Sacramento. . Federal National Mortgage Association (Fannie Mae ) or the Federal Home Mortgage . Pacific National Lending, Rancho Cordova .
http://www.comstocksmag.com/Articles/0412_SR_Housing_The-Great-American-Re-fi.aspx

Sacremento Realtor Folsom Realty CA
. Rancho Cordova Houses, El Dorado Hills Real Estate, Sacramento Condos, Fair . estate clients and provide them with a level of service that is second to none. . Real Estate Mortgage Programs, Real Estate Refinancing Information, Real .
http://www.sacramentore.com/testimonials.html

Loan Modification Help - Can I get a Loan Modification
If we can refinance for a lower payment, making the payment would be no problem. . Stop foreclosure Help in Sacramento . City: Rancho Cordova . I have a first and second mortgage with HSBC, last fall I was able to work out a modification .
http://www.877youkeep.com/loan-modification

Sacramento Realtors D - Sacramento Realtor Guide | Sacramento ...
Sacramento, CA 95825. Patrick D . Rancho Cordova, CA 95742 . Sacramento, California 95823 . VDR Real Estate & Mortgage . 505 Second Street Davis .
http://www.realproguide.com/US/California/Sacramento/Realtors/Agents-D.html

Sacramento Driving Schools Directory | Best Sacramento Web Sites
Automotive Guide; Sacramento Car Dealers; Business Services Guide; Sacramento Web Design . Sacramento Refinancing; Sacramento Reverse Mortgages; Sacramento Termite Inspections . 520 2nd Street . Rancho Cordova, CA 95670 .
http://www.sacramento-directory.com/Education/Driving-Schools.html

 California’s Share of the Settlement

HORIZON PROPERTIES - Real estate rental market news, landlords ...
Professional property management in Sacramento, Placer County, Yolo . Whenever interest rates plummet, refinancing your mortgage becomes an . Second, it reduces your exposure to legal and financial liability through established expertise. . Highlands | Orangevale | Placerville | Rancho Cordova | Rancho Murieta .
http://www.horizonproperties.com/news.html

Are YOU Eligible for Help Under the Settlement?

Anatolia
Kiplinger calls Sacramento one of the 2008 Top 10 Best Cities to live, work, . Mortgage Calculator: Calculate your payment and more | Should you refinance your mortgage? . North Natomas, Rancho Cordova, Roseville, Sacramento, West Sac . Add to this the fact that there may be a second mortgage that will likely be .
http://www.forsaleinanatolia.com/

California Central Corporation - home
Whether you are buying your first home, second home, or vacation property, . self-help tool to determine exactly what type of refinance solution is best for you.
http://www.cchomeloans.com/

Scenario 1: You lost your home to foreclosure between 2008 and 2011; OR

Scenario 2: You are current on your mortgage payments, but underwater (you owe more on your mortgage than the current value of the house); OR

Sacramento CA / How to Finance | ZipRealty Blog
Mar 28, 2012 . Mortgaging your Rancho Cordova real estate with credit union loans . The SHRA can help you refinance your MCC-mortgaged Folsom real .
http://www.ziprealty.com/blog/sacramento-ca/how-to-finance

Scenario 1: YOU ALREADY LOST YOUR HOME TO FORECLOSURE

Potential Benefits

Cash payment of approximately $1,800-$2,000

Get Out! Banks Paying 35K to Homeowners Past Due in Mortgage ...
Feb 11, 2012 . Foreclosure, short sale, mortgage refi, realtor, real estate, refinance, . Weintraub, a Sacramento-area real estate agent who specializes in short sales. . “I got the offer in the mail,” said the Rancho Cordova, Calif. resident. . she fell behind on payments on both her first and second mortgages, valued at .
http://www.thenichereport.com/breaking-news-2/get-out-banks-paying-35k-to-homeowners-past-due-in-mortgage-payments/

Preliminary Checklist for Eligibility

• Mortgage Brokers in CA
  Whether you're wanting to bu… Refinance LoansMortgage LendersHome Loan RatesHome Equity Lender . Rancho Cordova, CA. (916) 861 2292 toll free 877 .
  http://www.hotfrog.com/Products/Mortgage-Brokers/CA

• Sacramento Homes Lender Fees
  Lenders may not start turning a profit on a mortgage until well into the loan's second year. Huge up-front costs associated with loan departments, payrolls, rents .
  http://www.sacramento-homes4sale.com/buy/lndrfe.html

• Mortgage debt relief on the way? - Folsom Telegraph
  Jan 25, 2012 . President Obama's 2009 Home Affordable Refinance Program, . Homeowners with a second mortgage can take advantage of HARP . “To Print or Not to Print” By Usha Datla, AlphaGraphics at Rancho Cordova, . Charles Daniel has joined the effort to bring a world-class science center to Sacramento …
  http://folsomtelegraph.com/detail/198471.html

Process

Search Homes for Sale in Folsom | El Dorado Hills | Placerville ...
5 days ago . A new statistical analysis, based on a large sample of all mortgage applications . thinking about refinancing a home purchase or refinancing an exisiting loan. . Select one or two people to turn to if you feel you need a second opinion, . CA, Rail Road Flat, CA, Rancho Cordova, CA, Rancho Murieta, CA .
http://rwplatinum.com/

Scenario 2: YOU ARE CURRENT ON YOUR MORTGAGE, BUT UNDER WATER

 

Potential Benefits

Folsom Driving Schools | Folsom Drivers Education | California
. Folsom Lawyers; Folsom Neighbors; El Dorado Hills; Rancho Cordova; Granite Bay; Roseville . Folsom Realtors; Folsom Refinancing; Folsom Reverse Mortgages; Folsom Termite Inspections . Sacramento, CA 95841 . 520 2nd Street .
http://www.folsomtop10.com/Education/Driving-Schools.html

Preliminary Checklist for Eligibility

• Midtown Sacramento Real Estate | Rob McQuade & the Central City ...
  Midtown Sacramento real estate and information including Midtown . Mortgage Calculator: Calculate your payment and more | Should you refinance your mortgage? . Listed: Sacramento ranked 2nd least toxic city of 40 major metros . North Sac, Orangevale, Rancho Cordova, Rosemont, Roseville, Sacramento, South .
  http://www.forsaleinmidtown.com/

• Best Sacramento Ultrasound Technicians | Angie's List Imaging ...
  Oct 31, 2011 . Save up to 70% on Ultrasound Technicians in Sacramento with Exclusive Coupons. . Angie's list in 91 seconds . Rancho Cordova, CA . very confusing for homeowners who are considering a refinance of their mortgage.
  http://www.angieslist.com/companylist/sacramento/ultrasound-diagnostics.htm

• Providing Real Estate Services in West Sacramento
  2448 Rashawn Dr, Rancho Cordova, CA 95670-4200 . buying an investment property, purchasing a vacation home, refinancing or modifying your existing .
  http://www.theexclusiveteam.com/

• Voyage News | Voyage Financial Group
  Get Cash Out of Your Home through Reverse Mortgage Loans . As record breaking rain and temperatures hit the Sacramento area, many are finding solace . Goodness will be participating in the second annual Police Activities League's Holiday Run on Saturday, December 11 in Rancho Cordova. . Refinance, Purchase .
  http://voyagemtg.com/?page_id=145

• Rancho Cordova, CA - Neighborhoods, Schools, Relocation Tools ...
  Explore a map of Rancho Cordova neighborhoods, learn about local schools, and . Community Association, Inc. Sacramento County Alliance of Neighborhoods . Should You Refinance Your Mortgage? . Started: January 2nd, 06:06 PM .
  http://www.neighborhoodlink.com/places/Rancho_Cordova_CA

• Save Money By Refinancing Your Home - San Jose Real Estate
  There are many reasons to refinance your mortgage, including lowering your monthly payments, lowering your interest rate, or consolidating a first and second mortgage. . Pebble Beach California Real Estate · Rancho Cordova California Real Estate . Sacremento California Real Estate · San Diego California Real Estate .
  http://www.sanjose-realestate.net/articles/save-money-by-refinancing-your-home/

• Meet Our Dental Professionals Located Here In Sacramento ...
  Our dental professionals are located here in the Sacramento area and have been . Cashing out when refinancing is a convenient way of borrowing against your . If you have a secured first or second mortgage loan with us, you may qualify for a . Carmichael, Rancho Cordova, Folsom, Orangevale & Lincoln California.
  http://charlesdentalgroup.com/meet-our-professionals/

• Consumer complaints about Ocwen Loan Servicing, West Palm ...
  Dacha of Rancho Cordova, CA on April 17, 2012 . I'm tired of having Ocwen handle our mortgage, but we can't refinance with another bank because our house .
  http://www.consumeraffairs.com/finance/ocwen_loan.html

• Rancho Cordova Real Estate Appraiser (FHA Approved) - YouTube
  Jul 5, 2009. city of Rancho Cordova (Sacramento area) and we proudly serve all . We handle residential real estate appraisals for purchase, refinance, . mortgages, loan modification, foreclosure, pre-listing, second opinion and more.
  http://www.youtube.com/watch?v=GaDLasAJpyk

Process

Whats A Short Sale | Shortsale Sacramento
Second, you could let the home go into foreclosure. . First mortgage holder may ask for a payoff amount from the 2nd; Second mortgage holder may ask for a .
http://shortsale-sacramento.com/whats-a-short-sale/

Scenario 3: YOU’RE LATE ON THE MORTGAGE OR IN IMMINENT RISK OF MISSING PAYMENTS

 

Potential Benefits

Gold River Real Estate
Asked by an anonymous web visitor in East Sacramento . Add to this the fact that there may be a second mortgage that will likely be completely wiped out and .
http://www.forsaleingoldriver.com/

Folsom, Granite Bay, Sacramento, Real Estate & Homes For Sale ...
Real Estate & Homes for Sale in Sacramento, Placer & El Dorado, including: Folsom, Granite Bay, Gold River, Roseville, Fair Oaks, Rancho Cordova, Rocklin, .
http://www.steverath.com/content/articles/loanprequal.html

Shirley Kistler's Real Estate Blog: Serving your Real Estate Needs in ...
Jan 25, 2012 . 3) FHA Refinance Program, aka “Short Refi” This was designed to help as many as 1.5 . Add another sheet and tape the second sheet to the first. . But it could mean either more or fewer mortgage fees or a higher or lower interest . Sacramento real estate on Prepare Yourself when Buying a Bank Owned .
http://shirleykistler.com/

Sacramento Bee -- Sacto 9-1-1
2 days ago . A Sacramento man was indicted today by a federal grand jury for bank fraud and identity theft. . and failed to reach a verdict on a second in a retrial into an Oct. 12, . agents found Chapman in a Rancho Cordova motel room where he . property owners to refinance their homes, lower their mortgages or .
http://blogs.sacbee.com/crime/archives/type-of-crime/court-sentencin/

Rancho Cordova Appraiser
We are a local appraisal company based out of Rancho Cordova and we proudly serve all . current market trends, and issues affecting value within the city of Rancho Cordova. . Bankruptcy, ? Reverse Mortgage . Litigation, ? Second Opinion . LundquistCompany.com - Greater Sacramento Region Appraiser Website .
http://www.ranchocordovaappraiser.com/

TylerSells Blog - Tyler Smith Properties |
HUD requires you to sign a Second Mortgage and Note on the discounted amount (which is . In Sacramento County, 20 of the 24 homeowners who sued their lenders in Superior . telling borrowers they could easily refinance their loans before interest rates reset, . 2324 Filmore Lane, Rancho Cordova; Bank Owned!
http://www.tylersells.net/blog/

Preliminary Checklist for Eligibility

• REAL ESTATE AMERICA - Ernie Cabrera - Real Estate Brokerage ...
  Rancho Cordova: (916) 852-5100. Sacramento: (916) 525-1900 . Should you refinance your mortgage? Use the calculator . Don't play second fiddle. Gain a .
  http://activerain.com/realestateamerica

• Sacramento Reverse Mortgages | Save 20% Off Termite Treatments ...
  Sacramento Real Estate and Termite Treatments - Termidor - Realty World Real Estate . We specialize in termite inspections for reverse mortages in Sacramento and the surrounding counties - Plaacer, . Home Loans Mortgage Refinancing Lenders Carmichael California . 2nd Mortgage California - Sacramento Area .
  http://www.ardentermite.com/Reverse-Mortgages/

• Notary Public Sacramento | Roseville Notary | Placer County Notary ...
  Isleton Mather North Highlands Orangevale Rancho Cordova Represa Rio Linda Sacramento, Alpine Meadows Alta Applegate Auburn Bowman Camelian Bay .
  http://www.the-rotary-notary.com/loan.html

• California: Rancho Cordova: Anatolia - Elizabeth Weintraub ...
  Sep 22, 2011 . Elizabeth Weintraub • Sacramento Short Sale Agent • Land Park . Mortgage Insurance Second Mortgage (1) · Mortgage Insurance and Short Sales (1) · Mortgage Insurance (1) · SHORT SALE LAWYER (1) . Va Short Sale (1) · FHA Refinance (1) . 11828 Stoney Ridge Way, Rancho Cordova, CA 95742 .
  http://landparkblog.com/local/California/Rancho%20Cordova/Anatolia

Process

Mortgage Fraud Blog - 3 Californians Arrested for Loan Modification ...
Mar 9, 2012 . They were booked at the Sacramento County Jail with bail set at $50000 . his principal, and possibly get his second mortgage eliminated. . the Rancho Cordova Police Department and the El Dorado Sheriff's Department.
http://mortgagefraudblog.com/perp-walk/item/17125-3-arrested-for-loan-modification-scam

Keep Your Home - Assemblymember Alyson Huber Representing ...
Immediate aid to borrowers who are current, but whose mortgages currently exceed their home's value. Borrowers will be able to refinance at today's low interest rates. . Sacramento, CA 94249-0010 . 2nd Wednesday of every month . one of our district offices (Lodi or Rancho Cordova) to schedule an appointment.
http://asmdc.org/members/a10/keep-your-home

 IMPORTANT RESOURCES

Links | Sacramento Home Inspector | Sacramento Certified Home ...
Sacramento Home Inspectors-Save up to $100 on your Inspection . home buyer; Mortgage Refinancing- The online leader for your mortgage. . Purchase, Refinance 1st & 2nd Mortgages; JM Environmental, Inc Asbestos, . Partial list of cities served: Sacramento, Roseville, Folsom, Granite Bay, Elk Grove, Ranch Cordova, .
http://www.goldenstatehomeinspections.com/Links.html

California Attorney General: second mortgage refinancing sacramento mountain view

Modesto Foreclosure Attorney | Thomas Hogan | Modesto ...
If you are behind on your mortgage or know that your ARM will be resetting soon and . to the lender for the mortgage and any second or third mortgage on the property. . home equity loans or refinance loans (non-purchase loans) attached to your home. . Fair Oaks, West Sacramento, Citrus Heights and Rancho Cordova.
http://www.tomhoganlaw.com/PracticeAreas/Foreclosure-Short-Sales.asp